Welcome to
Jules Murphy
Financial Planning
Independent Financial Planning Service tailored to your unique financial goals and
circumstances
Because there is so much more to life than money…
How we can help
As you might expect, we can help you with the following:
Pensions
Investments
Protection
We are not restricted as to the product providers we recommend, which means we can research and choose products from the whole market, to find the solutions that best suit your needs.
However, we can also do so much more than this!
At Jules Murphy Financial Planning we understand that when it comes to money, in the end it is not the financial products themselves that really matter, but what they enable you to ultimately do with your money.
Of course, the first priority is to ensure you have enough money to cover your essential living costs for the rest of your life. Beyond this, however, hopefully, there will be opportunities to travel, enjoy hobbies and new experiences, help family members and perhaps even charities or organisations close to your heart.
We know that financial products can be confusing. We can help you to make sense of your existing arrangements and provide you with a Financial Plan that will take you from where you are now, to where you want to be.
By looking at the ‘bigger picture’ and taking the time to fully understand your hopes and ambitions for the future, we aim to set you on a path to achieve those financial goals. We also offer a regular review service, so that we can help you to stay on track and adapt the Plan, as and when your circumstances or needs change.
There are four basic steps in our process
1. Initial Meeting- Getting to know you.
Whether it’s a face-to-face meeting, an online video call, or a telephone conversation, the purpose of the initial meeting is to understand you. We will establish what is important to you and what you are looking to achieve. We will also explore any areas that could be worrying you when it comes to your finances. This is an opportunity for us both to decide whether our service is going to be right for you. There is no charge for this initial meeting.
2. Financial Plan- Tailored to you
Having taken the time to get to know you and understand your financial goals, we will provide a quote for preparing a detailed Financial Plan. This will involve us gathering information on your existing policies and personal finances, so that we can build a picture of where you are now and see what action might be required to get you to where you would like to be. Once we have gathered all the relevant information and put together your personal Financial Plan, we will meet again to run through the Plan together.
3. Implementation- Putting the plan into action
Having put together and discussed your Financial Plan in detail, if there are any areas that we agree need attention or action immediately, we can then make specific product recommendations, tailored to your specific needs. This is where our independent status allows us to research the whole market and select the most suitable products and providers for your needs. The decision to implement these recommendations will be in your control and only carried out with your agreement.
4. Ongoing review service- Continued Support
We know that ‘life happens’ and over time, your financial circumstances are likely to change, for any number of reasons. This is why we offer an ongoing review service so that we can be there for you for the long term, regularly reviewing how things are going and making changes along the way, as needed. Separate fees can be agreed for this optional ongoing review service.
As you can see, the full Financial Planning process will take a bit of time and effort on all of our parts, but the end result should be that you feel more in control of your financial future and empowered to make financial decisions with an understanding and clarity as to what you are aiming to achieve.
Fees
It is important to us to provide a clear and transparent fee structure that reflects the amount of work required for each client. The cost for creating your Financial Plan will vary depending on the complexity of your needs and the amount of time this is expected to take. However, any fees will always be agreed with you in advance, before we commence work on your behalf.
Full details of our hourly rates, charges for implementation of specific product recommendations and our optional ongoing service fees are all detailed in our Service Agreement, which will always be provided to you at or in advance of our initial meeting.
About Jenny
Jenny is our Director and Chartered Financial Planner.
As you would expect, Jenny is well equipped to help you. Having worked in Financial Services for over 20 years, she has extensive technical knowledge and a long list of professional qualifications. On top of this though, Jenny is here to break the mould and offer an informal, friendly approach to financial planning.
Jenny will help to guide you through your Financial Plan, with you and your family’s needs firmly at the core of any recommendations.
Outside of work, Jenny is a keen horse rider, lover of nature and the great outdoors. She also loves all things musical and takes any opportunity she can to visit the Theatre!
